|Exchange:||American Stock Exchange|
|Stock:||Park National Corporation|
|Industry:||Banks - Regional - US|
|Park National Corporation is a bank holding company registered under the Bank Holding Company Act of 1956, as amended (the Bank Holding Company Act). The Company was incorporated under Ohio law in 1992. The Company’s subsidiaries compete with other local, regional and national service providers, including banks, savings associations, credit unions and other types of financial institutions, finance companies, insurance agencies and title agencies. Park National Bank and Vision Bank comprised the company’s reportable operating segments. Subsequent to February 16, 2012, the Vision Bank operating segment was replaced with a new segment, that of SEPH. The Company’s management determined that the operations of Guardian Financial Services Company would also be included as a reportable operating segment as of the quarterly period ended March 31, 2012. Other competitors include securities dealers, brokers, mortgage bankers, investment advisors, insurance companies and financial services subsidiaries of commercial and manufacturing companies. The regulation of bank holding companies and their subsidiaries is intended primarily for the protection of consumers, depositors, borrowers, the FDIC’s Deposit Insurance Fund and the banking system as a whole and not for the protection of shareholders. The Park National Bank is a national banking association with its main office in Newark, Ohio and financial service offices in Ashland, Athens, Butler, Champaign, Clark, Clermont, Coshocton, Crawford, Darke, Fairfield, Fayette, Franklin, Greene, Hamilton, Hocking, Holmes, Knox, Licking, Madison, Marion, Mercer, Miami, Morrow, Muskingum, Perry, Richland, Tuscarawas and Warren Counties in Ohio and Boone County in Kentucky. Park National Bank operates 124 financial service offices in Ohio and Northern Kentucky through 11 banking divisions.|
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